Considering Insurance?

Recently, we have been considering the various insurance terms that are being offered to us. Friends have been approaching us and we know that we can only ignore them so much. We are still at a point where we are studying and understanding how insurance policies work. We want to know: what is term life insurance? Or what about educational plans? There are so many things to consider and we are taking our time because we don’t want to invest in something that does not fit our family economics. Hope we find one that works!